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    You are at:Home » Ripple co-founder explains why most banks don’t use XRP
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    Ripple co-founder explains why most banks don’t use XRP

    John SmithBy John SmithApril 28, 2026No Comments1 Min Read
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    XRP holders have celebrated Ripple’s banking partnerships for years, but David Schwartz admits that most banks don’t need the XRP token.



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